Smart Split
Do you need to split card volume across multiple PSPs or MIDs?
Optimise your Payment Acceptance rates
The Problem: Limited acceptance rates occur when customers can't complete purchases due to suboptimal routing.
Our solution:
Distribute transaction volumes across multiple acquirers to improve payment acceptance and cost
Adjust volume splits to avoid acquirer volume caps and ensure operational stability
Retain full control of your payment flow by splitting your transactions
Manage Acquirer Risk
The Problem: Over-reliance on any single acquirer can expose your payment stack to a single point of failure.
Our solution:
Spread transaction volumes to mitigate financial risks associated with relying on a single acquirer
Split your volume across acquirers by currency, scheme, issuer country and more
Interactive dashboards allows you to see the split at any given time
A/B test alternative routes for financial impact
The Problem: Without A/B testing different acquirer performance you miss critical opportunities to optimise acceptance rates and reduce costs.
Our solution:
Send a small portions of your volume (as small as 5%) to a new route
Interactive dashboards allow you to compare performance
Based on the outcome you can move towards a more optimised setup
See how Smart Split fits into the Dynamic Routing feature set
Optimise success rates and reduce transaction fees by using our routing products in conjunction with each other.
FAQs
Can I split my volume based on the transaction amount? e.g $20k
No, Smart Split does not support splitting volumes based on specific transaction amounts. Volume splits are determined by percentage allocations across multiple acquirers or gateways.
Can I split my volume based on percentage?
Yes, absolutely.
Can I split by MIDs in the same acquirer?
Yes, Smart Split allows you to distribute transaction volumes across multiple MIDs within the same acquirer, enabling precise control over how your payments are processed.
Can I use this for A/B testing?
Yes. You could even use Smart Split for single day testing with a small percentage of flow to quickly and accurately test acquirer/routing performance.
Is there a way to track my splits?
Yes. Easily in the APEXX Portal.
What is the minimum amount to be used for Smart Split?
Recommended 100 transactions/day to achieve desired split. To ensure that the splits are visible.