BIN Lookup

Struggling to make informed payment processing decisions without detailed card data?

lead image
Unsure which cards allow surcharges?
Unsure which cards allow surcharges?
Struggling to identify SCA exemptions?
Struggling to identify SCA exemptions?
Difficulty validating cardholder and issuing country alignment?
Difficulty validating cardholder and issuing country alignment?

Easily Identify Surchargable Cards

The Problem: Without precise BIN data, merchants may miss opportunities to legally apply surcharges, leading to unnecessary costs and reduced revenue.

Our solution:

  • Instantly identify which cards are eligible for surcharges to maximise revenue.

  • Know the exact bank and type of card being used to apply appropriate fees.

  • Ensure surcharge rules are followed, reducing the risk of penalties and maintaining compliance with local regulations.

How does it work? We'll show you!

Alt Row Image

Identify SCA Exempt Cards Instantly

The Problem: Manually verifying Strong Customer Authentication (SCA) exemptions can slow down transactions and increase friction in the payment process.

Our solution:

  • Quickly flag cards that do not require SCA, reducing friction at checkout.

  • Stay compliant with SCA regulations while ensuring the smoothest possible customer experience.

See it in action right now!

Alt Row Image

Ensure Card and Address Consistency to combat fraud

The Problem: Processing cards from issuing countries that don’t match the cardholder's address increases the risk of fraud and non-compliance.

Our solution:

  • Enhance transaction security by validating cardholder data against issuing country information.

  • Automate card checks to ensure compliance with your internal fraud prevention rules.

Book a demo today!

Alt Row Image

FAQs

What datapoints will APEXX return on BIN check?

Data such as:

  • Issuer name

  • Issuer country

  • Card scheme (e.g. Visa/Mastercard)

  • Card funding type (debit/credit)

  • Card brand

Does the BIN check support all Card Schemes?

The BIN check supports all global card schemes as well as all local and co-branded card schemes globally.

Can I use the BIN check as a stand alone service?

Yes, APEXX BIN check is a stand alone service de-coupled from the APEXX payment processing APIs which can either be used prior to a payment flow with APEXX, post payment for data enrichment on in isolation.

The APEXX Payment Orchestration Platform is the last integration you will ever need

Contact SalesSee how it works
Lowest cost
We structure ourselves to operate in the most efficient way. We are not an additional cost as we take the place of the payment gateway.
Lead in Orchestration
We enhance the payment experience by driving up acceptance rates thereby reducing friction and lost sales for our Merchants.
Excellent Customer Support
The APEXX Payment Orchestration Platform is architected to the highest industry standards of security and support ensuring that our merchants have the best protection and support access at all times.